Terms and Conditions

Last Updated: January 15, 2015

1. Terms and Conditions of Service (TCS)

Penny Logic is 100% owned and managed by Exceptional Outcomes, LLC. Exceptional Outcomes, LLC ("Exceptional Outcomes") is a financial publisher. For purposes of these Terms and Conditions of Service ("TCS"), the term "Exceptional Outcomes" (also "we," "us" and "The Exceptional Outcomes Financial Network") includes Exceptional Outcomes, LLC and its related companies, subsidiaries, and brands, including without limitation PennyLogic.com, Exceptional-Outcomes.com and sub-domains thereto.

Please read these TCS carefully. As a condition to using the Service, as defined in Paragraph 2 below, you agree to the TCS. You also agree to our Privacy Policy.

By using the Service, you affirm that you are at least 18 years of age and are not a person barred from receiving the Service under the laws of the United States or other applicable jurisdiction. You also affirm that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in the TCS, and to abide by and comply with the TCS.

Exceptional Outcomes may modify the TCS effective immediately upon notice to you either by (1) electronic mail or conventional mail or (2) posting online (which you agree shall be deemed constructive notice). Your continued use of the site following notice of any modification to shall be conclusively deemed an acceptance of all such modification. In the event that you have the TCS cached on your browser, the TCS that applies to you is the most recent version of the TCS that appears on a non-cached browser. We recommend you check the TCS frequently for changes.

2. Our Service

Through The Exceptional Outcomes Financial Network, we provide users:

Free content (such as articles, reports, commentary, analysis, newsletter issues) that is written or provided by our staff, independent contractors, and third-party publishers that allow us to republish their content (the "Free Service" or "Free Services"); and

Paid content (such as articles, reports, commentary, analysis, newsletter issues) that is written by our staff and/or independent contractors paid for by you through a subscription (the "Paid Service" or "Paid Services").

The Paid Services and the Free Services are collectively referred to herein as the "Service," which also includes any medium through which content is delivered by Exceptional Outcomes, including without limitation any Exceptional Outcomes web site.

3. Use of Service – Limited License

The Service is proprietary to Exceptional Outcomes and, with the exception of User Submissions and Outside Content as defined below, all content provided through the Service is copyrighted by Exceptional Outcomes, LLC. Conditioned upon your compliance with the TCS, you may view the Service, and also print ONE copy of any content from the Service, solely for your personal, noncommercial use. Unless you have written authorization to do so from Exceptional Outcomes, you may NOT make commercial use of the Service and may NOT reprint, republish or distribute content available through the Service in any manner, except through a Exceptional Outcomes tool, such as an "Email" function or "Forward to Friend" function on a Exceptional Outcomes site. This prohibition includes, but is not limited to, such copying as printing copies of Exceptional Outcomes content and distributing them, downloading any content from the Service, posting any content from the Service online to the Internet or any intranet, or cutting and pasting any portion of the Service and forwarding copied content by email.

To receive certain Free Services and Paid Services, you must register. Your license to access these Services is additionally conditioned upon your registration and your payment of any applicable subscription fees. If you register, you agree to (a) provide accurate, current, and complete information about yourself as prompted by the appropriate registration form, and (b) to maintain and update your information to keep it accurate, current, and complete. If you are unfamiliar with how to maintain and update your information you may inquire with our Customer Service department through our Contact Us web page, by telephone at 615-866-2649 or via email at info@pennylogic.com. As part of the registration process, you may also be asked to select a unique username and password. We may refuse to grant you a particular username for any reason, at our sole discretion, including that such a username may impersonate someone else, be vulgar or offensive, cause confusion, or violate the rights of any third party. You agree to take all reasonable steps to maintain the confidentiality of your username and password, not to share it with anyone else, and to notify us immediately at the contact information provided above if you become aware that your username and password have been compromised in any way, including loss, theft, or unauthorized disclosure of your user name or password. You agree to pay for and be responsible for all activities and purchases conducted through your account.

4. Scope of Service

Exceptional Outcomes is a publisher of financial news and opinions and NOT a securities broker/dealer or an investment advisor. You acknowledge that the Service provides general opinions and analysis of stocks, other investment securities, and markets, but does not provide personalized investment advice. You acknowledge that the Service is for general informational purposes only and does not constitute a recommendation that any particular investment, security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further agree not to contact Exceptional Outcomes by any means to attempt to seek personalized investment advice. Exceptional Outcomes and its employees and agents will not advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of investments, securities, transaction, investment strategy or other matter.

While the Service is based on sources believed to be reliable, we cannot and do not guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. All information should be independently verified. The opinions provided by the Service should not be relied upon for purposes of transacting securities or other investments. You are responsible for your own investment research and decisions, and may wish to consider seeking the advice of a qualified securities professional before making any investment. Moreover, although we may make references in news or marketing materials to prior articles, reports, commentary, analysis, newsletter issues or opinions, we disclaim any obligation, implied or otherwise, to update previously published information, in whole or part. Markets change, and previously published information and data may not be current and should not be relied upon.

To the extent the Service may involve a model portfolio or an actual "real-money" portfolio of investments upon which reporting is based, such portfolio of investments is chosen by the author in accordance with their stated investment opinion(s). Actual performance results may differ from results reported for the portfolio for many reasons, including, without limitation:

model portfolio performance results may not reflect trading commissions;

model portfolio performance results do not account for the impact, if any, of certain market factors, such as lack of liquidity, that may affect results;

the investments chosen for any model portfolio may be volatile, and the amount of time that it takes for trades to be accomplished may result in a substantial variance in price; and

the prices of investments in any model portfolio may change over time, including without limitation between the time they were first included in the model portfolio and the time that any particular user begins subscribing to the Service.

Certain independent contractors associated with Exceptional Outcomes may manage money professionally outside of their role with Exceptional Outcomes. Exceptional Outcomes does not specifically recommend or endorse their investment ideas or recommendations.

5. Disclaimer of Warranties and Limitation on Liability

Exceptional Outcomes strives to provide timely news and informed and expert analysis. However, the Service is provided "as is." We disclaim all warranties, express and implied, including the implied warranties of merchantability and of fitness for a particular purpose with respect to the Service. We neither warrant nor represent that the services or information available through this Site will enable you to achieve any particular result or outcome, legal, economic, educational, or otherwise. You agree that Exceptional Outcomes, LLC, its member owners, directors, employees, contract employees, independent contactors, outside contributors, subsidiaries, affiliates, advertisers, and agents (together, the "Exceptional Outcomes Parties") will not be liable for any loss or damage allegedly caused by your reliance on information obtained in any of our publications. You are solely responsible for your own investment decisions. Before selling or buying any stock or other investment, you should consult with a qualified broker or other financial professional to verify pricing information. The Exceptional Outcomes Parties likewise disclaim any and all liability to you arising out of interruption or damage to your computer system or software as the result of accessing or otherwise using the Service. The Exceptional Outcomes Parties will not be liable for any incidental, indirect, consequential, or special damages of any kind, including lost revenues, lost profits, or loss of data arising out of your use of this Service. In the event that any of the foregoing limitations and disclaimers is ineffective, you agree that our maximum liability to you shall be the total of the fees that you have paid to us in connection with your access to the Service(s). The remedies available to you against the Exceptional Outcomes Parties under this agreement are exclusive.

You agree to waive any and all rights against the Exceptional Outcomes Parties and to hold the Exceptional Outcomes Parties harmless in connection with any claims relating to any action taken by the Exceptional Outcomes Parties as part of an investigation of a suspected violation of the TCS, or as a result of a violation of the TCS, including but not limited to the suspension or termination of your membership account.

6. Third-Party Content and Advertisers

Certain areas of The Exceptional Outcomes Financial Network may feature "Outside Content," which is content identified as or attributed to a party other than Exceptional Outcomes, including without limitation articles licensed to Exceptional Outcomes and third-party advertisements. You understand that Outside Content (information, advertisements, articles, data, text, images, hyperlinks to non-Exceptional Outcomes sites, or other materials) displayed on The Exceptional Outcomes Financial Network are the sole responsibility of the person or entity who created such content. You acknowledge that Exceptional Outcomes is not the creator of Outside Content and, as such, Exceptional Outcomes does not guarantee the accuracy, integrity or quality of such content.

Exceptional Outcomes also sells paid advertising in an online medium known as co-registration, where advertisers' offers are presented to users. You acknowledge that any business dealings you may have with advertisers found on or through The Exceptional Outcomes Financial Network, including both free offers and offers that require payment for the delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that the Exceptional Outcomes Parties, as defined above, shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such third-party advertisers on the Service. We do not endorse or verify claims made by third-party advertisers and you may wish to consult with an independent, registered financial advisor or a licensed broker before buying or selling any security or investment recommended by an advertiser.

7. Automatic Renewal and Cancellation/Termination

When you agree to enter into a subscription through our website you will be responsible for the payment of their subscription fee on the due date. Exceptional Outcomes offers AUTO-RENEWING subscriptions on a monthly basis only. ALL subscriptions are AUTO-RENEWING. You will be responsible for the cancellation of your subscription before the due date to avoid further charges. Exceptional Outcomes does not offer refunds for late subscription cancellations. User initiated cancellations are not eligible for a pro rata refund, therefore it is important that you are aware of the dates at which your subscription renews for additional terms. Canceling their subscription through the PayPal account that you used to sign up is the ONLY ACCEPTABLE MEANS OF CANCELLATION. Exceptional Outcomes is not responsible for charges received in users' bank accounts that result from insufficient funds due to subscription charges that were charged on the correct due date.

 

Exceptional Outcomes may terminate your access to the Service at any time at its sole discretion, provided that we provide a pro rata refund for any Paid Service. However, if Exceptional Outcomes terminates your access to the Service because you have violated any provision of the TCS, including without limitation by seeking to register and cancel multiple times in an effort to secure access to a Paid Service without paying applicable subscription fees, you will not be entitled to receive a refund of any portion of a Paid Service fee paid by you.

8. User Code of Conduct

While using the Service you agree NOT to do any of the following:

use the Service for any unlawful purpose;

restrict or inhibit any other visitor or member from using our Service, including, but not limited to, means of "hacking" or "cracking" or defacing any portion of any of our Service;

claim or imply that any statements you make are endorsed by us without our prior written consent;

re-subscribe multiple times to the same Paid Service and then request multiple refunds, or re-register for multiple subscriptions to the same Paid Service under different email addresses in order to avoid paying for a given Paid Service;

transmit (a) any content or information that is unlawful, fraudulent, threatening, harassing, abusive, libelous, defamatory, obscene or otherwise objectionable, or infringes on our or any third party's intellectual property or other rights; (b) any material, non-public information about companies without the authorization to do so; (c) any trade secret of any third party; (d) any advertisements, solicitations, investment opportunities, or other unsolicited commercial communication (except as otherwise expressly permitted by us); or (e) engage in spamming or flooding;

transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component;

modify, adapt, sublicense, translate, sell, reverse engineer, de-compile or disassemble any portion of any of The Exceptional Outcomes Financial Network

remove any copyright, trademark, or other proprietary rights notices contained within The Exceptional Outcomes Financial Network;

"frame" or "mirror" any part of The Exceptional Outcomes Financial Network without our prior written authorization;

use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine," or in any way reproduce or circumvent the navigational structure or presentation of the Service or its contents;

harvest or collect information about The Exceptional Outcomes Financial Network visitors or members without express consent; or

permit anyone else whose account or subscription was terminated or who has not registered or paid for our content to use any portion of our Service through your subscription, username or password.

You also agree that at all times you will:

comply with all applicable laws, rules and regulations in connection with your use of the Service and the content made available therein;

maintain and promptly update your registration data to keep it accurate, current and complete. If you need help maintaining or updating your information, you can contact our Customer Service Department by telephone at 615-866-2649 Monday through Friday between the hours of 9:30 a.m. and 5:30 p.m. EST. You can also email our Customer Service Department on our Contact Us web page

9. User Submissions

You may submit editorial submissions, creative suggestions, ideas, notes, concepts, information, feedback or other materials (collectively, "User Submissions") to Exceptional Outcomes through a variety of media, including without limitation through e-mail or online submissions. You grant us, including any of our assignees, a worldwide, non-exclusive, sub-licensable (through multiple tiers), assignable, royalty-free, perpetual and irrevocable right to use, reproduce, distribute (through multiple tiers), create derivative works of, publicly perform, publicly display, digitally perform, make, have made, sell, offer for sale and import User Submissions in any media now known or hereafter developed, for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the User Submissions. By providing a User Submission, you also acknowledge that the User Submission may be posted online or otherwise reproduced Exceptional Outcomes, and waive any privacy or publicity rights you may have relating to the User Submission or use of your name or identity in conjunction therewith.

Exceptional Outcomes may, at its sole discretion, remove or prevent access to, in whole or in part, any online User Submission, for any reason or no reason, including any material it deems in violation of its standards. The disclaimers applicable to Outside Content (see Paragraph 6) apply to User Submissions.

10. DMCA and Copyright Infringement

Exceptional Outcomes has a policy of complying with the Copyright Act and with the notice and take-down provisions of the Digital Millennium Copyright Act of 1998 (the "DMCA"). If you believe that materials hosted by Exceptional Outcomes infringe your copyright, you or your agent may provide a notice as provided under the DMCA, including: (a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or trademark interest; (b) a description of the copyrighted work(s) or trademark(s) that you claim has been infringed; (c) a description of where the material that you claim is infringing is located on the website; (d) your address, telephone number, and email address; (e) a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright or trademark owner, its agent, or the law; and (f) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or trademark owner or authorized to act on the copyright or trademark owner's behalf. If you believe that a notice of copyright infringement has been wrongly filed, you may submit a DMCA-compliant counter-notice.

Notices and counter-notices with respect to The Exceptional Outcomes Financial Network should be sent to Russ Sacks, Exceptional Outcomes, LLC, 1550 West McEwen Blvd, Suite #300, PMB #53, Franklin, TN 37067.

We have a policy of terminating the accounts of repeat infringers. You agree that if your account is terminated for this reason that you will not attempt to establish a new account under any name, real or assumed, and further agree that if you violate this restriction by opening a new account after being terminated as a repeat infringer that you will indemnify and hold us harmless for any and all resulting liability that we may incur.

11. Linking Policy

Except as provided herein, you may display a hyperlink to any Free Service posted by Exceptional Outcomes, so long as any site linking to The Exceptional Outcomes Financial Network (a) does not suggest or imply that Exceptional Outcomes sponsors or endorses another website(s)'s product, unless Exceptional Outcomes, LLC has given its prior written consent; (b) does not display any of our trademarks without prior written consent of Exceptional Outcomes, LLC; and (c) does not copy any excerpt of Exceptional Outcomes content, and (d) does not link to Exceptional Outcomes in proximity to content that may be construed as distasteful, offensive or controversial. We reserve the right to withdraw permission to you to link to any Free Service posted by Exceptional Outcomes for any reason in our sole and absolute discretion, and in such instance you agree to remove such a link. You are prohibited from displaying or linking to the Paid Service unless you receive prior written permission from Exceptional Outcomes, LLC.

12. Dispute Resolution

The TCS are governed by and construed in accordance with the laws of the State of Tennessee, United States of America, without regard to its principles of conflicts of law. You agree to personal jurisdiction by the federal and state courts located in Williamson County, Tennessee, United States of America, and waive any jurisdictional, venue, or inconvenient forum objections to such courts. If you are outside the United States, you further agree that the remedy for any breach of this agreement involving unauthorized access or other infringement of our intellectual property rights shall be an award of damages equivalent to the statutory damages recoverable under the United States Copyright Act, 17 U.S.C. § 501 et seq.

13. Miscellaneous Provisions

If any provision of the TCS is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these TCS and shall not affect the validity and enforceability of any remaining provisions. The TCS is not assignable, transferable or sub-licensable by you except with our prior written consent.

Exceptional Outcomes may transfer or assign this agreement. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. Any heading, caption or section title contained in these TCS are inserted only as a matter of convenience and in no way defines or explains any section or provision hereof. This, together with the Exceptional Outcomes policies referred to herein, constitutes the entire agreement between us relating to the subject matter herein and supersedes any prior or contemporaneous written agreement.

Where to Direct Questions Exceptional Outcomes, LLC's Terms of Use

If you have any questions about these Terms of Use or the practices described herein, you may contact us here:

Exceptional Outcomes, LLC
1550 W. McEwen Blvd, Suite 300 PMB 53
Franklin, TN 37067
615-866-2649
www.exceptional-outcomes.com/contacteo.php

---

Privacy Policy

Last revised: May 24, 2014

By using or accessing Exceptional Outcomes content or a Exceptional Outcomes web site, you accept the practices described in this Privacy Policy. For purposes of this Privacy Policy, the term "Exceptional Outcomes " (also "we " or "us ") includes Exceptional Outcomes, LLC and its related companies, subsidiaries, and brands, including without limitation all web sites operated by these entities. Such web sites include, without limitation, PennyLogic.com, Exceptional-Outcomes.com and sub-domains thereto.

What information does Exceptional Outcomes.com gather?

There are two types of personally identifiable information Exceptional Outcomes may obtain from you: (1) information you may choose to submit to us, and (2) information we collect as you interact with a Exceptional Outcomes web site or if you respond to one of our postal mailings. Together, this is "User Information. "

User Information submitted to Exceptional Outcomes includes all information you may submit for purposes of registering to receive Exceptional Outcomes subscriptions or services, such as your name, address, email address, telephone number, or payment information, as well as in some cases selection of a username and password. You may also submit online comments or responses to surveys that we send you.

User Information about online browsing or access includes such things as "cookies, " which are pieces of data stored on a user's computer tied to information about that user, to make online browsing more efficient. We also collect information on how users access and browse Exceptional Outcomes web sites. This information may or may not be identifiable, and it may include statistics about the numbers and timing of unique visits to our web site(s), repeat visits, and which pages are viewed. Information we collect may also include email delivery behavior, such as if you received an email we sent you, if you opened it, how many times you opened the email, if you clicked on a URL in the email, which URL you clicked on, and how many times you clicked on a URL.

How does Exceptional Outcomes use personal information?

Exceptional Outcomes uses User Information to provide services and products that you request, and to analyze trends, administer the site and email delivery, track user movement, and gather aggregate information.

In addition, by subscribing to a free or paid newsletter or other Exceptional Outcomes service, you agree to receive and may receive marketing emails from Exceptional Outcomes relating to its other newsletters or services, potentially including trial or free subscriptions. We may also use your IP address to present you with more customized offers for services, such as those specific to certain geographic regions of the country or of the world. Pursuant to the federal CAN-SPAM Act, you may opt out of receiving certain categories of – or all – marketing messages from Exceptional Outcomes through an "opt-out " link at the bottom of any Exceptional Outcomes promotional email.

User Information about online browsing or access includes such things as "cookies, " which are pieces of data stored on a user's computer tied to information about that user, to make online browsing more efficient. We also collect information on how users access and browse Exceptional Outcomes web sites. This information may or may not be identifiable, and it may include statistics about the numbers and timing of unique visits to our web site(s), repeat visits, and which pages are viewed. Information we collect may also include email delivery behavior, such as if you received an email we sent you, if you opened it, how many times you opened the email, if you clicked on a URL in the email, which URL you clicked on, and how many times you clicked on a URL.

Exceptional Outcomes may also send CAN-SPAM Act compliant email advertisements or messages on behalf of third-party advertisers to anyone who signs up, registers or subscribes to any of our services. We do not sell or transfer your email address to these third parties unless you specifically request information from one of our co-registration advertisers by selecting or leaving selected the check box next to the co-registration offer. Pursuant to the CAN-SPAM Act, you may opt-out from receiving third-party promotional messages at any time through an "opt-out " link at the bottom of any Exceptional Outcomes promotional email or by visiting the delivery preferences page.

How do we share information?

Except as outlined in this Privacy Policy, Exceptional Outcomes does not rent, sell, or transfer personally identifiable User Information to third parties without your consent.

Exceptional Outcomes may share User Information with our vendors or contractors who provide certain services for us, such as subscription fulfillment, delivery of email, and management of online surveys. This information is shared with these Exceptional Outcomes vendors or contractors only for the purpose of providing these services or functions. In addition, to the extent that you submit comments or survey responses, you understand and agree we may use those responses, including by posting them online with your name or username, as applicable.

We may provide our advertisers with non-identifiable email behavior information on an aggregated basis such as email delivery information, email open rate information, and URL click tracking information.

If Exceptional Outcomes is ever sold, acquired, or merged, in whole or part (including a sale of one or more discrete publications, brands, or departments), any User Information may be transferred to one or more separate successor entity or entities. Exceptional Outcomes subscribers and registered users will be notified of such a change in ownership, merger or acquisition.

Co-registration, third party advertisements, and links

Exceptional Outcomes may display on its web sites advertisements from third party advertisers who are interested in reaching our audience. We only transmit your information to a third-party advertiser if you elect to receive a special offer from that advertiser through our co-registration service (either by selecting or by leaving selected the check box next to the advertiser's offer). The information we transmit in this instance may include, but is not limited to, your name, email address, postal address, phone number, IP address and the date you registered for the third party offer. We may also transmit information about our visitors and subscribers collected through the registration process as well as through any online surveys we may conduct.

Although Exceptional Outcomes attempts to accept advertisements from responsible third party advertisers, we make no representations or guarantees about such third parties. You understand that if you choose to register with or enter into a transaction with any third-party advertiser based on an advertisement or offer found on a Exceptional Outcomes web site, within a Exceptional Outcomes email, or via any other delivery method (including, but not limited to, postal mail),that such a third party advertiser is separate from Exceptional Outcomes and that Exceptional Outcomes is not responsible or liable for any action or omission by the third-party advertiser.

Similarly, Exceptional Outcomes web sites may contain links to other web sites. We cannot be and are not responsible for the privacy practices of other web sites. We encourage users to be aware when they leave a Exceptional Outcomes web site to read the privacy statements of each and every web site that collects personally identifiable information. This Privacy Policy applies solely to information collected by Exceptional Outcomes.

Changes to this policy

Your use of Exceptional Outcomes web site(s), and any disputes arising from it, is subject to this Privacy Policy as well as our Terms and Conditions of Service ( "TCS ") and all of its dispute resolution provisions. We may modify this Privacy Policy effective immediately upon notice to you either by (1) electronic mail or conventional mail or (2) posting to a Exceptional Outcomes web site (which shall be deemed constructive notice). Your continued use of any Exceptional Outcomes web site following notice of any modification to this Privacy Policy shall be conclusively deemed an acceptance of all such modification(s). We encourage you to refer to this policy on an ongoing basis so that you understand our current privacy policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.

Where to Direct Questions About Exceptional Outcomes, LLC's Privacy Policy

If you have any questions about this Privacy Policy or the practices described herein, you may contact us here:

Exceptional Outcomes, LLC
1550 W. McEwen Blvd, Suite 300 PMB 53
Franklin, TN 37067
615-866-2649
www.exceptional-outcomes.com/contacteo.php

---

Disclosure / Disclaimer

Last revised: May 24, 2014

Penny Logic is 100% owned and managed by Exceptional Outcomes, LLC. Exceptional Outcomes, LLC is not a registered investment advisor or broker/dealer. We provide our opinions to the general public but we do not purport to tell or suggest which securities individual users should buy or sell for themselves. Conduct your own due diligence & obtain professional advice before making any decision. You are solely responsible for your own investments. This site does not constitute a representation by the publisher or a solicitation for the purchase or sale of securities. All opinions are based on sources believed to be reliable and are written in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy or completeness. All information should be independently verified with the companies mentioned.

The managers of Penny Logic and/or other site officers and/or any affiliates shall not be liable for any damages arising out of or resulting from the use or inability to use this site. This includes but not limited to damages for the loss of capital and/or funds and/or profits and/or any and all other possible damages. This site is for informational purposes only.

Penny Logic does not guarantee the topicality, correctness, completeness and quality of information and statements presented on this website or its emails.

 

STOCK TRADING, FOREX AND OPTIONS TRADING INVOLVES HIGH RISKS AND YOU CAN LOSE ALL OF YOUR MONEY.

Being a successful paper trader during one time period does not mean that you will make money when you actually invest during a later time period. Market conditions constantly change. When investing in securities or options you may lose all of the money you invested. Stock trading and investing involves risk of loss to investment capital and past performance is not a guarantee of future results.Disclaimer regarding Internet message boards and videos:All material posted by Penny Logic is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities.

 

AS IN ANY INVESTMENT, NEVER INVEST IN ANY STOCK UNLESS YOU CAN AFFORD TO LOSE YOUR ENTIRE INVESTMENT.

No statement within Penny Logic's Website, Internet messages or made by this poster via video, Penny Logic past, present, or future should be construed as a recommendation to buy or sell a security or to provide investment advice. Past performance is not indicative of future results. Trading securities and options involves extreme risk and professional guidance. Penny Logic does not give specific trading advice nor claim that a thorough analysis of each security mentioned has been conducted. All affiliated members are not Financial Analysts, Investment Brokers, Financial Advisers, or any sort of professional that would be deemed as an individual someone would rely upon for investment advice. You should discuss the asset allocation and risk tolerance level which is appropriate for your personal financial situation with a professional financial planner / adviser. Penny Logic and all affiliated members encourage viewers of messages and / or videos to invest carefully and read the investor information available at the web site of the SEC at: http://www.sec.gov prior to investing in anything. You should also not make any trades or decisions based upon anything said or written with regard to investments without consulting a professional financial planner/adviser. Always assume at all times may have a position in any of the securities they mention and could be buying or selling at any time. Any opinions expressed are subject to change without notice.

Disclaimer:

Penny Logic, its affiliated members and its management are not registered investment advisers or broker/dealers. Penny Logic, its affiliated members and its management make no recommendation that the purchase of securities of companies profiled or otherwise mentioned in this website is suitable or advisable for any person or that an investment such securities will be profitable. In general, given the nature of the companies profiled and the lack of an active trading market for their securities, investing in such securities is highly speculative and carries a high degree of risk. Most of the companies I cover provide compensation for profile coverage, and that can be found at the lower portion of this web page. Penny Logic, from time to time, purchase, sell or hold securities in the open market that are not necessarily affiliated with our profiled clients. Non-affiliated third party entities that compensate Penny Logic, and its affiliated members may have shares and may liquidate it, which may affect the stock price (see compensation disclosure below). The assembled information disseminated by Penny Logic, its affiliated members and its management is for information purposes only, and is neither a solicitation to buy nor an offer to sell securities. Please be sure to contact your investment professional and always conduct extensive investment research and due diligence. Investors should not rely on the information given by Penny Logic, its affiliated members and its management to make investment decisions. Rather, investors should use the information only as a starting point to do additional independent research so that the investor is able to make his or her own investment decision. This web site, random alerts, Internet messages, Penny Logic, its affiliated members, its management and email alerts contain “forward looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be “forward looking statements.” Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as “expects”, “will,” “anticipates,” “estimates,” “believes,” or statements indicating certain actions “may,” “could,” or “might” occur. Never invest into a stock discussed on or mentioned by this web site or Penny Logic, its affiliated members and its management’s email alerts unless you can afford to lose your entire investment. The penny market is very risky due to its extreme volatility. Any reference in the newsletter to past performance(s) of companies previously profiled in the newsletter(s) are specially selected to be referenced based on the favorable performance of said companies and the companies referenced may not be representative of all past profiles as not all past profiles have performed as well. Please remember that past performance does NOT predict future results. Factual information on this website is obtained from public filings and other sources deemed to be reliable; however, we take no responsibility for verifying the accuracy of such information and make no representation that such information is accurate or complete. Penny Logic, its affiliated members and its management, may profile companies trading in fast moving, highly volatile markets, and any viewer of Penny Logic, its affiliated members and its management, web site, newsletter or online post should observe the trading behavior of any profiled company prior to investing. Penny Logic, its affiliated members and its management, selections are primarily intended for short term momentum trading and carry a high degree of risk. Past performance of Penny Logic, its affiliated members and its management, is not indicative of future results. In making selections Penny Logic, its affiliated members and its management , may make use of any public information including but not limited to company issued press releases, SEC filings, profiles from Hoovers or Marketguide, brokerage reports, newspapers, magazines, journals, electronic databases on the web, electronic message board postings on the web and other research sites. Penny Logic, its affiliated members and its management, attempts to verify the accuracy of the information contained in said resources, but does not represent or warrant the accuracy contained in these resources. Investors should, at no time, rely solely on the information contained in Penny Logic, its affiliated members and its management, picks and are urged to research profiled companies on their own, and make their own investment decision. Factual statements on this web site or the Newsletter sent to subscribers are made as of the date stated and are subject to change without notice.

Safe Harbor Statement:

This website and webpage includes forward-looking statements pertaining to future anticipated projected plans, performance and developments, intended to qualify for the safe harbor from liability established by the Private Securities Litigation Reform Act of 1995. Any statements on this website that are not statements of historical fact should be considered forward-looking statements. These forward-looking statements generally can be identified by phrases such as “believes,” “expects,” “anticipates,” “foresees,” “forecasts,” “estimates,” “intends,” or other words or phrases of similar import. Similarly, statements in this website that describe a company’s business strategy, outlook, objectives, plans, intentions or goals also are forward-looking statements. All such forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those in forward-looking statements. Penny Logic, its affiliated members, its management, website and newsletters and online posts on various message boards may contain or incorporate by reference “forward-looking statements, including certain information with respect to plans and strategies of the featured company. As such, any statements contained herein or incorporated herein by reference that are not statements of historical fact may be deemed to be forward-looking statements. Without limiting the forgoing, the words “believe(s),” “anticipate(s),” “plan(s),” “expect(s),” “project(s)” and similar expressions are intended to identify forward-looking statements. There are a number of important factors that could cause actual events or actual results of the Companies profiled herein to differ materially from these indicated by such forward-looking statements. Certain statements contained herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and 21E of the Exchange Act of 1934. Such statements include, without limitation, statements regarding business and financing, business trends, future operating revenues and expenses. Although the Company believes that the statements are reasonable, it can give no assurances that such expectations will prove to be correct. Investors are cautioned that any forward looking statements made by the Company, or contained in any and/or all profile/research reports, contain no guarantee of future performance, and that the actual result may differ materially from those set forth in the forward-looking statements. Difference in results can be caused by various factors including, but not limited to, the Company’s ability to be able to successfully complete planned funding agreements, to successfully market its products in competitive industries or to effectively implement its business plan or strategies. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions, or future events or performance are not statements of historical fact and may be “forward looking statements.” Forward looking statements are based on expectations, estimates, and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as “expects,” “will,” “anticipates,” “estimates,” “believes,” “may,” or by statements indicating certain actions “may,” “could,” or “might” occur. We encourage our readers to invest carefully and review all forms of investments and read the investor information.

*More information on the Company may be found at http://www.sec.gov and/or the National Association of Securities Dealers (NASD) at:

http://www.nasd.com. Readers can review all public filings by companies at the SEC’s EDGAR page. The NASD has published information on how to invest carefully at its web site.

The content in email, newsletter and on the Penny Logic, its affiliates, its management, websites, including Penny Logic, and its affiliates, on-line messages or posts on any message board, are provided for informational purposes only. Use of Penny Logic its affiliated members, its management websites, logos, themes, or other items contained within this report are prohibited without the express written consent of Penny Logic, its affiliated members and its management.

U.S. Securities & Exchange Commission website: http://www.sec.gov/index.htm

As a suggestion, we encourage the public to use caution when investing. “Never, ever, make an investment based solely on what you read in an online newsletter or Internet bulletin board, especially if the investment involves a small, thinly traded company that isn’t well-known,” said the Director of SEC office of Investor Education and Assistance, “Assume that the information about these companies is not trustworthy unless you can prove otherwise through your own independent research.” For more information, “Internet fraud” is available on the SEC Web Site, at http://www.sec.gov/consumer/cyberfr.htm. Readers can review all public filings by companies at the SEC EDGAR page. This website has been designed exclusively for the purpose of providing information about Penny Logic, its affiliated members and its management and the services it offers. No representation is made as to the completeness or accuracy of the information herein. Anyone reviewing this site should be aware that this information may be incomplete, may contain errors or may have become out of date. Penny Logic and its affiliated members reserves the right to add, modify or delete any information on this website at any time. This publication and any references to products or services are provided “as is” without any warranty or implied term of any kind.

RULE 17(b) Section 17(b) of the 1933 Act which provides that it is unlawful for any person: “to publish, give publicity to, or to circulate any notice, circular, or advertisement, newspaper article, letter, investment service, or communication which, though not purporting to offer a security for sale, describes such security for a consideration received or to be received, directly or indirectly, from an issuer, underwriter or dealer, without fully disclosing receipt, whether past or prospective, of such compensation and the amount thereof.” Disclaimer, Terms, Conditions & Risk Warning This site (the “Site”) (“Penny Logic, its affiliated members and its management “) is subject to the terms and conditions of this agreement (the “Agreement”). The information provided on this Site is provided by Penny Logic, its affiliated members and its management and its third party suppliers (“Information Providers”). The stock content and newsletter is not an offer to sell any securities and it is not soliciting an offer to buy any securities or conduct investment business. Information provided in the Service is for reference purposes only and does not represent itself to be offering or recommending any securities to be bought or sold. It should not be regarded as a recommendation that any investment is suitable for a particular investor. We’re neither brokers nor stock advisors. The service is provided as a guide to some available OTC investments only, which must be tempered y the investment experience and independent decision making process of the subscriber. The accuracy of issuer documents and information that is submitted to Penny Logic, its affiliated members and its management for inclusion on this site is principally the responsibility of the particular issuer and its management. Penny Logic, its affiliated members and its management is neither responsible for, nor undertakes any steps to check, the accuracy of any information provided by featured OTC companies to potential investors. You should confirm to your own satisfaction the veracity of any information prior to entering into any investment. The information on this site is not designed to be used as the basis for an investment decision.

Compensation Disclosure

Compensation concerns and from SEC website: http://www.sec.gov/investor/pubs/cyberfraud.htm

Some companies pay the people who write online newsletters cash or securities to “tout” or recommend their stocks. While this isn’t illegal, the federal securities laws require the newsletters to disclose who paid them, the amount, and the type of payment. But many fraudsters fail to do so.” In order to be in full compliance with the Securities Act of 1933, Section 17(b), any consideration to Penny Logic, its affiliated members and its management will be fully disclosed if applicable. Penny Logic, and/or any of its affiliates, principles, employees, clients, partners, directors, agents, and the respective family members may from time to time buy or hold shares of any of our profiled companies prior to releasing it to the membership via email or website posting. We also may sell our shares in any profiled company at any time after the profile has been released to the membership which may allow us to profit from the sale.

Compensation In order to be in full compliance with the Securities Act of 1933, Section 17(b), Penny Logic, its affiliated members and its management fully disclose that they receive fees from profiled companies or agents representing the profiled companies. These fees may be paid in cash, securities of profiled companies, or both, and will be completely disclosed for each profile. You should be aware that the aforementioned have a present intent and may buy or sell before, during, and or after (or any other possible combination) any and all companies that are mentioned by Penny Logic, its affiliated members and its management.

On occasion Penny Logic, its affiliated members and its management may receive compensation from a third party in relation to the companies being profiled in. In such a case Penny Logic and its affiliated members and its management, directly mentions this in its disclaimer sent to our subscribers and accessible in any online post Penny Logic, its affiliated members, management associates, relatives and anyone associated with Penny Logic, its affiliated members and its management, in any manner reserves the right to either BUY or SELL shares in the profiled company’s stock, either BEFORE the date of the profile, DURING the date of the profile or at ANY time after the date of the profile. Do you own research and due diligence (DD) before investing in any company. Penny Logic, its affiliated members and its management, merely is providing information and is in no way or manner suggesting an investment in any company or investment opportunity. You the investor are making decisions for yourself. Penny Logic stock profiles are intended to be stock ideas, NOT recommendations. Please do your own research before investing. It is crucial that you at least look at current SEC filings and read the latest press releases. Information contained in this profile was extracted from current documents filed with the SEC, the company web site and other publicly available sources deemed reliable. The purpose of this advertisement, like any advertising, is to provide coverage and awareness for the company. Never invest into a stock we discuss unless you are prepared to lose your entire investment.

Information provided by us regarding any company we are profiling is compiled via the internet, using many sources including but not limited to: The company’s website, press releases by the company and articles written in favor of the company profiled. OTC companies are NOT strictly regulated, therefore any information should NOT be considered fact. It is important that you conduct your own research and consult with your broker before investing in any OTC company.

Many awareness campaigns are paid via third parties, these third parties are often investor relations companies and/or market awareness companies who have been subsequently hired by the company or an investor/investor group that have shares in the company receiving the awareness.

Paid awareness is nearly always a means to sell shares to the public in the open market, so you should always assume if there is an awareness campaign then someone is selling shares of the company in question.

To Date, Penny Logic has been compensated to profile the following stocks:

1/2/2015: Penny Logic has been compensated $4000.00 USD by The Harper Group for a one day promotion of County Line Energy (CYLC).
1/7/2015: Penny Logic has been compensated $4000.00 USD by The Harper Group for a one day promotion of Elite Pharmaceuticals Inc. (ELTP)
2/9/2015: Penny Logic has been compensated $2500.00 USD by an non-affiliated 3rd party investor for a one day promotion of New Generation Consumer Group (NGCG)
3/11/2015: Penny Logic has been compensated $2500.00 USD by an non-affiliated 3rd party investor for a one day promotion of Electronic Cigarettes International Group (ECIG)
3/27/2015: Penny Logic has been compensated $3000.00 USD by an non-affiliated 3rd party investor for a one day promotion of Medijane Holdings Inc. (MJMD)
6/1/2015: Penny Logic has been compensated $3000.00 USD by an non-affiliated 3rd party investor for a one day promotion of Costal Integrated Services Inc.. (COLV)